Full Credit Policy Analyst | Credit
Brazil | Oct. 20, 2026
Report as Closed
Company:
C6 Bank
Country: Brazil
Type: Onsite
Employment: Full-time
Description:
Our Credit Policies area
We are responsible for defining, implementing and evolving credit policies, establishing eligibility, concession and risk management criteria. Our objective is to drive sustainable portfolio growth, balancing profitability, default control and an adequate experience for customers.
Your activities as CSixer
- Develop and improve credit strategies for vehicle financing and secured loans with a focus on optimizing the risk-return relationship and the customer experience;
- Analyze portfolio performance (default, losses, LTV, recovery, profitability) and propose strategic adjustments;
- Conduct tests and experiments (e.g. new criteria, models, products or segments);
- Work in an integrated manner with data, commercial, pricing, product, operations and technology teams;
- Support strategic decisions through quantitative analysis and actionable insights.
Requirements and experience
- Solid experience in credit strategy for secured products (vehicle financing, home equity, car equity);
- Strong knowledge of risk indicators, default, credit funnel efficiency and profitability;
- Experience with data analysis and analytical tools (SQL, Python, SAS or similar);
- Experience in data-driven environments and evidence-based decision making;
- Good communication and ability to influence technical and business stakeholders;
- Analytical, critical profile with a long-term strategic vision;
- Availability to work in the 100% in-person model on Av. 9 de Julho.
Our benefits
- Meal Voucher;
- Vale-Alimentação;
- Plano de saúde e odontológico;
- Auxílio-Creche;
- Seguro de Vida;
- WellHub | TotalPass;
- Conexa | Psicologia Viva - Terapia online sem custo;
- Carbon Academy;
- Cartão C6 Carbon;
- Carbon Spa - Salão de beleza localizado em nosso escritório;
- Carbon Care - Ambulatório localizado em nosso escritório;
- Sala de amamentação;
- Empresa Cidadã - Prorrogação do prazo da licença-maternidade e licença-paternidade;
- Bicicletário;
- Vestiário;
- Van corporativa;
- Espaço de convivência - Videogame, mesa de sinuca, playball, churrasqueira, chopeira, lanchonete, diversos locais de descanso, redes, cesta de basquete e horta colaborativa e orgânica.
C6 BANK
FOR AN EXTRAORDINARY LIFE
We serve individuals, MEIs and SMEs in all states in Brazil. Without physical branches, we offer more than 90 financial products and services tailored to all customer profiles.
We are located in São Paulo/SP and we have more than 3,000 CSixers who are always at a mile a minute. In just over five years, we have won many awards and recognition.
At C6 Bank, we believe that diversity drives innovation and strengthens our work environment. Therefore, we promote an inclusive culture that values equity and guarantees opportunities for all people, regardless of race, color, age, creed, disability, nationality, marital status, sexual orientation, gender identity or expression. Here, everyone is welcome to be who they are.
Check out more information in the video below:
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